The Cowboy Christian platform is coming soon. Join the wait list for early access

Cowboy Christian — Health Cost Sharing Platform

About Us

About Cowboy Christian

A surgeon-led health cost sharing platform, built on the belief that Christian communities can care for one another with freedom, honesty, and real medical expertise.

Our Mission

To help families take charge of their healthcare and their finances through a faith-based health cost sharing community that is affordable, transparent, and led by real medical expertise.

Our Three Pillars

What guides everything we do

Honesty

We tell the truth about costs and about how sharing works. No fine print tricks, no bait-and-switch tactics.

Integrity

We do what we say we will do. Every contribution is tracked, every sharing request is handled with care, and every member is treated with dignity.

Transparency

See exactly where sharing goes. Track sharing requests in real time. We believe sunlight is the best disinfectant.

Our Founders

Portrait of Dr. Timothy W. Swain III, MD

Dr. Timothy W. Swain III, MD

Founder & CEO

A cardiac, thoracic, and vascular surgeon, Dr. Swain brings decades of medical expertise to Cowboy Christian. His years beside patients drive our mission: honest, affordable care for families who deserve better options.

Portrait of Chris Sereno

Chris Sereno

Co-Founder & CTO

A technology strategist and builder, Chris architects the modern, secure platform that powers Cowboy Christian. His vision: a premium digital experience that treats members' data with the same care we treat their health needs, built to last generations.

What Cowboy Christian Is Not

We are not an insurance company. Cowboy Christian is a health cost sharing platform: a community of believers who voluntarily share one another's eligible medical costs, directly, member to member.

We are not a nonprofit. Cowboy Christian, LLC is a for-profit company. We believe the best way to serve our members long-term is to build a sustainable, accountable business, not one that depends on donations.

We are not a ministry. While our faith is the foundation of everything we do, we operate as a modern technology company with rigorous security, compliance, and operational standards.

Ready to join a community that cares?

Become part of a surgeon-led health cost sharing platform. Affordable, transparent, and faith-driven.