About Cowboy Christian
America's first surgeon-led health cost-sharing network. We exist because the healthcare system is broken — and we believe Christian communities can do better.
Our Mission
To help families escape the broken insurance system and achieve financial independence through a faith-based health cost-sharing community that is affordable, transparent, and led by real medical expertise.
Our Founders
Dr. Timothy W. Swain III, MD
Co-Founder & CEO
A cardiac, thoracic, and vascular surgeon, Dr. Swain brings decades of medical expertise to Cowboy Christian. His firsthand experience with the healthcare system's failures drives our mission to create a better alternative for families who deserve honest, affordable care.
Chris Sereno
Co-Founder & CTO
A technology strategist and builder, Chris architects the modern, secure platform that powers Cowboy Christian. His vision: a premium digital experience that treats members' data with the same care we treat their health needs — built to last generations.
Our Three Pillars
Everything we do is guided by three core values.
Honesty
We tell the truth — about costs, about coverage, about how sharing works. No fine print tricks, no bait-and-switch tactics.
Integrity
We do what we say we'll do. Every contribution is tracked, every sharing request is handled with care, and every member is treated with dignity.
Transparency
See exactly where your contributions go. Track sharing requests in real time. We believe sunlight is the best disinfectant.
What Cowboy Christian Is Not
We are not an insurance company. Cowboy Christian is a health cost-sharing network — a community of believers who voluntarily share each other's medical costs. There are no claims adjusters, no deductibles, and no co-pays.
We are not a nonprofit. Cowboy Christian is a for-profit C-corporation. We believe the best way to serve our members long-term is to build a sustainable, accountable business — not one that depends on donations.
We are not a ministry. While our faith is the foundation of everything we do, we operate as a modern technology company with rigorous security, compliance, and operational standards.
Ready to join a community that cares?
Become part of America's first surgeon-led health cost-sharing network. Affordable, transparent, and faith-driven.